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Prearranging
Just as making a will or making arrangements
for a life insurance policy, prearranging a funeral is an essential
part of estate planning. By pre-arranging a funeral, the client will
have answered many questions which otherwise would make it necessary
for the family to make many difficult decisions. Every person making
arrangements wishes to be sure that all details are in accordance
with the wishes of the deceased, but most often he or she does not
know what the deceased wanted. To put down the answers to these questions
on paper for the guidance of those left behind is a thoughtful and
loving gesture.
Our directors are available, to meet with you and explain all funeral
options and details at your convenience. If you prefer, upon request,
one of our directors may also meet with you in the privacy of your
home to discuss any arrangements or special requests you may have.
Prices quoted, unless prepaid in full, will be guaranteed for one
full year. If you choose not to pre-pay your arrangements, prices
will be in accordance with the current prices at the time of death.
Cass Funeral Homes strongly recommend that all arrangements be discussed
with your close family members for they will be the ones that will
need to abide by your wishes, and that they be aware that your arrangements
have been entrusted to the funeral home that you have chosen.
Please feel free to contact us for further information or to answer
any questions you may have.
Prepaying
There are
many advantages to pre-paying ones funeral arrangements, but mainly
it is a protection against inflation. It is expected that funeral
costs, as with everything else, will double within the next ten years,
therefore the advantage of purchasing a funeral that suits both your
wishes as well as your budget is important. Once a funeral service
is prepaid, you will be guaranteed that your choice of goods and services
will be provided AT NO EXTRA COST when the need arises, irregardless
of the length of time elapsed between the date the contract was made
and the actual date of death. Furthermore, some publicly funded senior’s
homes will deduct the value of a client’s pre-arrangement in
calculating their monthly fees.
When prepayment is made at Cass Funeral Homes, a contract is provided
and, in compliance with Quebec law, a Trust account is established
in the clients name and the funeral homes name jointly. All deposits
are fully refundable (upon written request) at any time, including
the interest amount corresponding to the accumulated annual consumer
price index. In the event a contract is cancelled, funeral homes in
the province of Quebec may withhold an administration fee of up to
10% of the contract amount; however, Cass Funeral Homes policy has
been to waive this administration charge. Unforeseen charges, such
as clergy gratuities, snow removal, cemetery charges etc. will be
the responsibility of the estate, and will not be included with the
prepaid expenses.
Some individuals are concerned that when travelling away from home
the need of a funeral director may arise. Cass Funeral Homes not only
has world-wide affiliates, but contingency assistance is available
to meet this need.
In order to know more about preplanning and/or prepaying a funeral
service, click on the contact button below or call at 819-564-1750 or anywhere in Canada at 800-567-6031.
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